Getting Your Roof Fixed after a StormRooferken
Getting Your roof Fixed after a Storm
With the unpredictable weather nowadays, you will not be able to expect when your roof will get damaged. However, when it does get damaged by a storm, there are some things you will need to do so that you can get your roof can be fixed sooner and you can maintain a shelter over your family’s head.
The first thing you should do is to contact your insurance provider and inform them of the situation. There is some weather damage that are covered by the insurance policy, and some not, so they will be able to tell you if your situation abides by the policies to receive the payment. If your situation sounds viable, they will send a field agent to inspect on the situation.
While waiting for the field agent, you can get the repair estimates by roofers in your area. Choose those that are acclaimed within the area so that you do not get scammed. You should also tell them that you have not received the insurance quote yet, and that you are only asking for the estimated repair rates. Do not sign any papers with them until you hear from the adjuster.
When your roof has been reported as a loss by the adjuster and the insurance company has allotted you with the amount of money for your new roof, decide on roofing services. When you have decided on one, your roofer and insurance company will work on the rest of the process of billing.
After your roofer have sent their invoice to the insurance company, the insurance company will issue a check in which requires both the roofer and you, whom is the policy holder, to endorse it, or just the policy holder, depending on the company’s rules. If the quote is greater than the amount the insurance company covers, you will have to pay the balance for the roofing services.